Best Funded Trader Programs in 2025

Last Updated: January 26, 2025

Editorial Note: Although we are committed to strict Editorial Integrity, this post could contain references to products made by our partners. This is how we make money. According to our Disclaimer, none of this web page's information or data as investment advice.

If you're looking for companies that let you trade with their money, you're in the right place. You're also a smart trader because why resign to the fact that you don't have enough money to participate in one of the most liquid markets in the world when you can get funding to get you started? This – using other companies' money to trade – is what is called funded trading.

Looking at the best funded trader programs in 2025, one cannot doubt that the industry is undergoing a dramatic evolution. Some programs now offer up to $400,000 in trading capital; others have chosen to implement flexible rules and higher profit splits. But here's the thing: getting Company A to fund your positions in the market isn't everything there is to funded trading. You must look for a program that aligns with your goals and approach to trading.

Typically, proprietary trading firms (companies that fund traders) operate the futures and forex trading markets. Therefore, one would expect that such a list incorporates firms from both markets. However, this presentation discusses futures funded trading programs purely because, at the moment, the Forex prop trading industry is facing some challenges that have undermined operations. Other than being more stable currently, funded trader programs in the futures market offer a few advantages over Forex, including a broader range of options and higher leverage. The industry is also properly regulated.

One more thing before we get down to business: It can be challenging for some to understand how we define “best.” We, too, have grappled with this question, and after brainstorming, we decided to break down this undertaking into sections and then identify the best program for each section. Below is a preview of our findings:

Best Funded Trader Programs Ranked

1. Best for Starting Futures Traders: ApexTraderFunding (ATF)
2. Best for Customized Programs : My Funded Futures (MFFU)
3. Best Flexibility: Bulenox
4. Best Overall Futures Trading Program: Uprofit
5. Best Time Tested Funding Program: TopStep Trader Funding
6. Best Value for EOD Program: Elite Trader Funding

Best Funded Trader Programs for 2025 Reviewed

Key Highlights:

• Payouts: 100% on the first $25,000 and 90% thereafter
• Cap on Maximum Payout: 2 per month
• Real-Time Data: Included
• Max Accounts: Up to 20
• Reset : $35/ reset, unlimited
• Pricing: plans start as low as $147/month but after being paired with their most common coupon codes (see below), traders can get started for as low as $29/month.

Apex Trader Funding first opened its doors in 2021 and looked promising—almost too good to be true. But looking at the company today, one can see why doubting it would’ve been a mistake. The firm is a favorite among futures traders, and their numbers are nothing to sneeze at—with almost $9M in average monthly payouts since January 2023.

To make things even better, the firm revised its rules. Initially, Apex had some of the most restrictive guidelines, but the recent improvements made the funding much more competitive than before. It does make sense, one might argue, to have restrictive rules for traders when they are first starting out. This minimizes the chances of the company folding even before it hits the ground properly. But once established, the company has sufficient experience to onboard the right members regardless of the rules in place.

Please note: Apex Trader Funding often offers huge discounts, making it even easier to get started with them. Currently, they are running an 90% off sale with coupon code UQZQSHZW.

Read full Apex Trader Funding Review.

Key Highlights:

• Payouts: 100% upto $10K, 90% thereafter
• Minimum Trading Day: 1
• Max Accounts: 10
• Pricing: plans start as low as $80/month. Use coupon dtinsights to start trading.

My Funded Futures says on its website that traders’ success is its mission. True to its words, the prop firm provides benefits that set it apart. For instance, traders in the evaluation phase do not face limits (lower or upper) on the evaluation days. They get unlimited trading days regardless of the account type. 

Few prop firms pay traders more often like My Funded Futures. In fact, some companies won’t give traders a cent until three weeks into the month. In contrast, MFFU’s traders get payouts as often as weekly. Those on the Starter plan can achieve a payout after winning consistently for five days. 

Another differentiating benefit of the prop firm is that traders can claim 100% of the first $10,000 profit. Thereafter, the company takes only 10%, and the rest goes to the trader. This gives traders a solid return on their performance, though some other firms may offer slightly higher splits.

The company offers simplified account options, creating a straightforward path to live trading. There are three account types, and the lowest tier (Starter Sim Funded) gives traders access to daily payouts if they achieve the withdrawal threshold. However, one should be aware that the firm restricts the trading hours to 18 hours per day, which may be a downside for those who prefer full 24/7 access, but it ensures traders stay within structured guidelines.

Where My Funded Futures really shines is in its low starting costs. Some accounts begin as low as $50 after a discount, providing an affordable entry point for traders.

Read full My Funded Futures Review.

Key Highlights:

• Payouts: Up to 90% of profits
• Minimum Trading Days: 5 trading days
• Max Accounts: Unlimited Qualification Accounts and up to 11 Master accounts.
• Pricing: plans start as low as $145/month. When Bulenox runs a promo for 90% off, you can get started for as little as $14.50 for Option 1.

Promo Codes:

• DTI75 (75% OFF)

Bulenox futures prop trading firm fits on this list nicely for multiple reasons. For starters, the firm has rules like Apex—simple enough for new traders to join without too much hustle but also robust to ensure that only the best graduate from the evaluation phase. In fact, both programs look the same from many angles, but Bulenox does come in second place for a reason. For example, Bulenox’s funded traders take home the full sum of the first $10K of profits earned in a live account. Apex offers the same incentive but for a larger sum of $25,000. Also, Apex has a wider variety of account sizes to choose from.

Still, one important factor makes Bulenox outstanding: the prop firm offers two different funded trader account options. You can either go through the Trailing Drawdown route, or you can try to get funded through the EOD Account plan. An EOD (end-of-day) Account Plan only works if the profit is made at the end of the trading day. On the contrary, the Trailing Drawdown account follows the current balance of the account and is recorded in real-time.

Read full Bulenox Review.

Key Highlights:

• Low cost to get started: You can start for less than $39/month after discount for the new Uprofit Zero 30K Program.
• Payouts: You can get 100% of profits after the 5th payout.
• Minimum Trading Days: 5 positive days. Positive day is PnL + $200.
• Max Accounts: Varies based on account size.
• Pricing: plans start as low as $39/month but goes up to $189 for the largest account after discount.

What we like the most about UProfit is its simplicity and transparency. Prospective members have a handful of options and a one-step evaluation. Sure, it's a bit stricter than others, and they have a 5-minimal trading day rule, but it's a great futures prop firm. Prices are also on a bit of a higher end, with their biggest account ($150K) running $189/month after discount, but they do have The 30K Program, which starts at $39/month after discount. That's a fair amount for someone just starting out to get their feet wet in the prop trading world.

Granted, UProfit’s average monthly payouts aren't as large as Apex Trader Funding’s (around 1/30th of the Apex total), but they are very consistent and have raving reviews online. Trustpilot, for example, has over 6K reviews of UProfit, and the average rating is 4.6 stars—less than 2% of the reviewers gave the company only one star.

As far as discount codes are concerned, the highest discount code that we have seen UProfit give out was 40%. We are working on getting our readers a coupon code for UProfit to help cut down on the cost of getting started with our Top 3 futures prop company.

Read full Uprofit Review.

Key Highlights:

• Pricing: You can start for as low as $75/month. Pricing changes based on account type.
• Payouts: You keep 100% of your first $12,500 in profit and 90% thereafter.
• Minimum Trading Days: 5 trading days.
• Max Accounts: Varies based on account size.
• Reset Fee: $75 ( without discounts).
• Quadruple Rewards - Get 8 pts for every $1 spent.
• $5 OFF of "PriceSlash" Add-On at the checkout: $4.99 ( 50K Below ) or $14.99 (100K Above).

Elite Trader Funding should be the first funded trader program you consider if you want a straightforward evaluation process. Not only that, but the firm’s program has a specific set of traders in mind—it targets traders who do not want to actively monitor the futures market throughout the day. This End-of-Day (EOD) trading program allows traders to reduce overnight risks—risks associated with holding positions during the night. Moreover, this program is competitively priced, meaning the bar is lower (speaking of capital) for skilled traders to participate in the futures trading market. 

Elite Trader Funding is known for its consistent monthly payouts and high customer satisfaction. Don’t just take our word for it, though. Traders across the internet testify to the company’s excellent reputation. For example, out of the 470+ reviews on Trustpilot, up to 76% of the reviewers have a positive view of the company—they gave a rating of 4.1 out of five stars.

The firm occasionally offers significant discounts, sometimes up to 40%, helping lower the initial cost for new traders. These discounts make the EOD program an even more attractive option for those entering or advancing in futures trading.

Read full Elite Trader Funding.

How To Choose the Right Futures Funded Trader Program?

Let's be honest—it is not easy to pick the right futures trader-funded programs, especially in 2025. In a few short years, the industry has attracted plenty of capital, and everyone is looking for traders to partner with them. The problem is that every company claims it's the best. They shout slogans like “We offer unbeatable profit splits" or "Our trading rules are the most flexible in the industry."

But here's the thing: what works perfectly for your trading buddy might be completely wrong for you. Earlier, we listed the best funded trader programs we’ve tested and shared their advantages. However, we should state that choosing where you put your time and money is too important to be wished away. After all, even though you're trading with someone else's capital, you're still investing your time and evaluation fees – and those are just as valuable.

So, how do you evaluate a prop firm to determine the best partner? Consider these factors:

1) Reputation Matters More Than You Think

First things first—what do strangers on the internet have to say about the company? This is an important place to begin because it helps you gauge the program’s standing among people who have prior experience with the prop firm. It might not seem helpful, but the details can expose a company that hides behind layers of PR initiatives.

And no, useful information is not those suspiciously perfect testimonials on the company's website—dig deeper. Look for authentic discussions on forums like Reddit and TradingView. Also, check out the company’s Trustpilot scores, but don't just look at the overall rating—read through both positive and negative reviews to spot patterns.

Tip: Pay close attention to reviews mentioning payouts and customer support. A funded trading program might look great on paper, but if traders (both current and past) consistently complain about delayed withdrawals or unresponsive support teams, that's a massive red flag. After all, what good is making profits if you can't access them?

2) Trading Conditions 

The conditions that a prop firm subjects members can make or break their career. You might have the best strategy in the world, but if a funded trading program hits you with wide spreads or slow executions, you're fighting with one hand tied behind your back.

What should you look for? Start with the basics – check their spreads (they should be competitive with what regular brokers offer), how fast they execute your orders (every millisecond counts in today's markets), and what instruments you can trade. If you like to jump between different markets during the day, make sure the program gives you that flexibility. And here's something many traders forget to check: what are the trading hours? Some programs restrict when you can trade, which might not work if you're planning to hold positions overnight.

3) What Extra Tools Do They Put In Your Trading Arsenal?

Think of funded trading programs like a gym membership—sure, the basic equipment is important, but does the place offer training sessions, nutrition advice, and support when you need it? The best funded trader programs do more than just hand you capital and say, "Good luck."

Look for programs that actually invest in your success. Do they provide a solid market analysis that you can use? How about educational content that isn't just recycled YouTube videos? Some of the better programs even throw in premium trading tools that would cost you hundreds of dollars monthly if you bought them yourself. And while trading signals might sound nice, what's really valuable is a community of fellow funded traders you can learn from. After all, nobody understands the challenges of funded trading better than other traders in the same program.

4) Funded Terms

Let's get real about the money stuff – not just how much you can trade with, but all the nitty-gritty details that affect your bottom line. When comparing the best funded trader programs, you need to dig into their terms like a detective.

First up, look at their funding ladder. Sure, they might advertise accounts up to $200,000, but what's your starting point? Can you scale up as you prove yourself? Then there's the profit split – and this is where it gets interesting. Some programs might dangle a juicy 90% profit share in your face, but bury minimum withdrawal amounts or monthly fees in their terms. And speaking of fees, don't just look at the evaluation cost. Check if there are reset fees (because, let's face it, everyone has bad trades), monthly subscription costs, or data fees that'll eat into your profits. Remember, in funded trading, sometimes the devil really is in the details.

5) Will They Have Your Back When You Need Them?

Let's talk about something that doesn't seem important until it really, really is—customer support. Picture this: it's 3 a.m., you've got positions open, and suddenly, something goes wrong with your platform. Or maybe you're about to hit your profit target but aren't sure if a certain trade might break the rules. This is when good support isn't just nice to have—it's absolutely crucial.

The best funded trader programs understand that markets don't sleep, so neither should their support. But here's the thing: don't just take their word for it when they say "24/7 support." Test them out before you commit. Send them an email, jump on their live chat, or try calling their support line at odd hours. See how fast they respond and, more importantly, whether they actually solve problems or just copy-paste generic responses. And while you're at it, check if they offer support in your language – nothing's worse than trying to sort out a trading emergency through Google Translate.

6) Is Your Money (And Data) Actually Safe?

Not enough traders think about security until it's too late. We're not just talking about the safety of your trading profits (though that's obviously crucial). The current trading environment has evolved so much that your personal information is just as valuable as your trading capital, and the best funded trader programs know this.

What should you be looking for? First off, check if they're actually regulated – and by whom. There's a big difference between a company that's properly registered with financial authorities and one that just claims to be "totally legit, trust us." Look at how they handle your money too. Do they keep trader funds in segregated accounts? Are they transparent about which banks they use? And don't forget about your personal data – a sound funded trading program should use bank-grade encryption and have clear policies about how they protect your information. Remember, in an industry where scams unfortunately exist, legitimate programs go out of their way to prove they're trustworthy.

7) No Surprises – Everything Should Be Crystal Clear

Look, in funded trading, surprises are rarely good news. That's why you must always have an eye out for inexplicable activities or specific actions. The best funded trader programs put all the details on the table for you to understand.

What does real transparency look like? It's when a program clearly tells you not just their profit splits, but also their exact rules about overnight positions, news trading, or holding trades through major economic events. It's when they show you exactly how they calculate your drawdown, not leave you guessing whether you're close to hitting your limits. And most importantly, it's when they're upfront about any fees or conditions that might affect your trading or profits.

8) Fair Profit Ratio – Is The Split Really As Good As It Seems?

Let's talk money - specifically, how it gets split between you and the company after you've done all the hard work of actually making those trades. This is probably one of the first things you look at when checking out funded trader programs, and hey, we get it. Those 90% profit splits some companies advertise look mighty tempting.

But here's the thing about profit splits in funded trading – they're not always what they seem at first glance. Sure, a program might boast about its "industry-leading" profit share, but you need to dig deeper. Are there hidden conditions attached to that sweet profit ratio? Some programs start you at a lower split and make you "earn" your way to a higher percentage. Others might offer amazing splits but then hit you with higher monthly fees or evaluation costs that eat into those profits.

What you really want to look for is transparency in how these splits work. The best funded trader programs spell it out clearly: what percentage you get, what they keep, when you can withdraw your profits, and any conditions that might affect your split. Remember, a straightforward 80/20 split with no strings attached might actually put more money in your pocket than a flashy 90/10 that comes with a bunch of catches.

How Did We Choose the Best Funded Trader Programs?

When picking the top programs for 2025, we kept things simple but thorough. First, we actually invested our own money in these programs—we signed up for evaluations, tested their platforms, and went through their whole funding process. Nothing beats hands-on experience.

We focused on five key areas:

• Payout track record (did traders actually get their money?)
• Real user feedback (not just the shiny testimonials)
• Platform stability (because glitches during trading are a deal-breaker)
• Support responsiveness (tested at different hours)
• Hidden costs (monthly fees, data charges, the stuff they don't advertise)

Plus, we kept tabs on each program for at least six months to spot any red flags. Some looked great at first but showed their true colors when it came time to pay traders. Others impressed us with how they handled market volatility and trader issues.

Remember, though, that the industry changes fast. What worked last month might not work today, so we update our findings regularly.

Best Futures Prop Firms in 2025 – Final Thoughts

Look, choosing a funded trading program isn't as simple as picking the one with the biggest numbers. Sure, that $500,000 account size looks tempting, and who wouldn't want a 90% profit split? But as we've seen, there's more to it than that.

The good news? The futures prop trading space has gotten pretty competitive in 2025. More companies are fighting for good traders, which means better deals for you. Whether you're looking at Apex because of their track record with payouts, or My Funded Futures because you want a program that fits your specific trading style – you've got solid options.

Just remember what matters: Can you actually trade the way you want to? Will they pay you on time? Is support there when things go wrong? These questions matter way more than fancy marketing promises. Take your time, maybe test drive a few programs through their evaluation phases. After all, you wouldn't marry someone after the first date, right? The same goes for picking a trading partner - it's worth taking the time to find the right fit.